A central bank digital currency could be around the corner, if you believe the IMF https://www.marketwatch.com/story/a-central-bank-digital-currency-could-be-around-the-corner-if-you-believe-the-imf-2018-11-13?siteid=yhoof2&yptr=yahoo&soc_src=hl-viewer&soc_trk=tw via @YahooFinance